A meeting of District Level Review Committee (DLRC), and District Consultative Committee (DCC) for the quarter ending December 2018 of Kishtwar district was chaired by District Development Commissioner Kishtwar Angrez Singh Rana.
The meeting was organized by the Lead Bank Office, Kishtwar. During the meeting, the DDC reviewed the performance of Banks with regard to achievement under Annual Credit Plan of 2018-19 besides reviewed the performance of RSETI, Kishtwar.
The meeting was also attended by ADDC Kishtwar, Mohammad Hanief Malik CPO, ACR, LDO RBI, DDM NABARD, LDM, Cluster Head JK Bank, Director RSETI, representatives from Line Departments and major banks of the district.
LDM, Sanjeev Gupta apprised the house that the deposits and advances of all commercial banks as on December 2018 stood at Rs 1365.80 crore and Rs. 456.16 crore respectively, thus achieving CD ratio of 33.39%.
DDC stressed upon the concerned to increase the C.D. Ratio by forming a working group of Banks and line departments. Banks were asked to simplify the procedure of lending.
The Chairman expressed his concern about the tardy progress made by banks to cover the population at large under Social Security Schemes like PMJJBY and PMSBY.
He directed all the banks to adopt multi-pronged holistic approach to make their outreach possible in the far-flung villages which are mostly unbanked.
The meeting had a threadbare review of all Government sponsored schemes. District Development Commissioner further called upon all line departments and banks to galvanize their efforts and to give boost to the rural credit dispensation particularly by way of KCC, NRLM, DEDS and NLM.
He further advised the sponsoring agencies to conduct the awareness camps in the villages.
DDC also launched the PLP (Potential Linked credit Plan) 2019-20 prepared by DDM NABARD for district Kishtwar.
During the meeting, ACP 2019-20 of District Kishtwar prepared by LDM was also approved by the house.
Under DCP, target for 2019-20 has been kept as Rs 233.96 crore in priority sector and Rs 105.78 crore under the non-priority sector.