District Development Commissioner Poonch Rahul Yadav today chaired a meeting of District Level Review Committee (DLRC) for the quarter ending December 2018.
The meeting was organized by Lead Bank Office J&K Bank, Poonch and was attended by Lead District Manager (LDM) D K Bali, LDO RBI, Cluster Head J&K Bank, Director RSETI Sukhbir Singh, DDM NABARD, CAO Inderjit Singh, AD Handloom, Functional Manager DIC besides senior functionaries of the concerned Banks and Departments.
During the meeting, detailed discussions were held on CD ratios of the banks, identification of beneficiaries, flow of credit, assistance under Government sponsored schemes, performances of banks under District Credit Plan (DCP), achievements made under the above said Quarter, monitoring initiatives, Credit Plus activities, and many alike.
DDC impressed upon the bankers to put in added efforts to increase the CD ratio by focusing on potential areas and stressed on better coordination between banks and government departments for bringing improvement in CD ratio.
He directed banks with low CD ratio to increase their CD ratio and meet their basic targets.
Stressing on spreading financial literacy among the masses, the DDC instructed the concerned departments to reach out to the common people and conduct awareness camps.
He asked the Banks and the concerned departments to motivate and identify a maximum number of potential beneficiaries under centrally sponsored schemes such as MUDRA, PMJJBY, PMSBY and other welfare schemes.