District Development Commissioner Poonch Rahul Yadav today chaired a meeting of District Level Review Committee (DLRC) and reviewed the performance of the Banks for the quarter ending September 2018.
The meeting was attended by Lead District Manager (LDM) D K Bali, LDO RBI, Cluster Head J&K Bank, Director RSETI, DDM NABARD, CAO, Chief Animal Husbandry Officer, AD Handloom, Functional Manager DIC besides senior functionaries of the concerned Banks and Departments.
Detailed discussions were held on CD ratios of the banks, identification of beneficiaries, flow of credit, assistance under Government sponsored schemes, performances of banks under District Credit Plan (DCP), achievements made under the aforementioned Quarter, monitoring initiatives, Credit Plus activities, and setting up of Financial Literacy Centers (FLCs).
The DDC impressed upon the bankers to put in extra efforts to increase the CD ratio by focusing on potential areas and maintaining better coordination with government departments for bringing improvement in CD ratio.
He asked Lead Bank to formulate a calendar for organizing product specific camps like Financial Inclusion, Animal Husbandry loan Mela, Education fairs etc so that awareness about such facilities could be disseminated to specific target groups.
The DC asked the Banks and the concerned departments to motivate and identify a maximum number of potential beneficiaries under centrally sponsored schemes such as